Our Process

Understanding You

Our process begins with understanding our clients. We want to understand their needs, wants and goals for their investments. We understand that each client is a unique individual and the portfolios we manage are also unique focusing solely on meeting each clients' investment goals.

Individualized Investment Solutions

Once we have an agreed upon understanding, we help each client define a risk-tolerance and asset allocation mix. The portfolios are then constructed using a variety of investments that may include individual equities, exchange traded funds (ETFs), publicly traded REIT's and MLP's, individual bonds, closed-end funds, and open ended mutual funds.

Commitment to Client Reporting

Each quarter, we provide a customized individual letter to each of our clients that describes their investments and the portfolio performance for the quarter and year as well as since inception. These reports show portfolio performance compared with applicable benchmarks. Our letter also details an individual Morningstar report that provides specific information about the make-up and underlying assets within each portfolio. In addition, this report is useful for determining how the individual portfolio is invested compared with stock and bond benchmarks.


Each account managed by Disciplined Investors, L.L.C. is held with a custodian. Our custodial preference is Charles Schwab. Charles Schwab maintains each account in our client's name while we operate with discretion for our clients to make trades and affect transactions within their Schwab accounts. Charles Schwab provides monthly statements, trade confirmations, and online access for our clients. Schwab's representatives are available by telephone as well. Finally, Charles Schwab maintains security and safeguards to protect our clients and their assets.