Disciplined Investors, L.L.C offers a comprehensive 401(k) Plan solution for companies of all sizes. We do this through an "open architecture" design that allows us to help the Plan Sponsor select mutual funds that are the best fit for the organization. We generally attempt to use a mixture of both index-based funds and actively managed mutual funds to comprise the fund line-up. As is standard with most our 401(k) plans, we offer the following services through our asset based fee structure:
As Fiduciaries, we help plan sponsors with compliance and provide education and advice (not just recommendations) for all 401(k) participants.
As described above, we perform fund reviews using Morningstar software to help analyze mutual fund choices to ensure they are meeting the prescribed standards we established in the individualized Investment Policy Statement (IPS). The IPS is essentially the roadmap and strategic direction that we help craft for each plan.
As part of the fund review, we perform a fee reasonableness study and benchmark comparison of fees and services to ensure that our clients are receiving a high value for the services that are being provided.
Our fee structure is based entirely upon assets under management. All 12-b1, sub-TA, or revenue-sharing fees are rebated back to the plan to help offset record-keeping or advisory fees.
Please contact us if you desire a proposal or plan comparison.