We are Disciplined.

Todd Stoner was fascinated by the stock market at a young age and bought his first stock at 13. After majoring in Finance and Economics at Baylor University and earning an MBA at Cornell University, Todd worked at the headquarters of Hewlett-Packard in California. In 1989, Todd and family returned home to Texas where he became a financial manager at Plantation Foods in Waco. One of his favorite responsibilities was guiding the company's 401(k) retirement plan, which grew to $26 million in assets. In 1998, Todd decided to make investment management his full-time job, and he started Disciplined Investors.

In his 22 years at Disciplined Investors, Todd has enjoyed the challenge of managing investments for his clients and building strong relationships with them. He has guided investors through the bursting of the "dot-com" bubble in 2000, the financial crises in 2008 and 2009, the Covid-19 pandemic in 2020, and many other volatile times. In 2007, Russell Livesay joined Disciplined Investors as both a partner and investment advisor. With continued growth, the practice added Sabrina Moore, Cheryl Traudt, and Angelo Ochoa. Today, Disciplined Investors advises individual clients and company retirement plans with portfolios totaling more than $350 million.

Outside of business, Todd enjoys life with his wife Susan, daughters Sarah, Mary and Rachel, son Michael, and son-in-law Brandon Doyle. The family is especially proud of Elise and Jocelyn, Sarah and Brandon’s twin baby girls. Todd is active at Calvary Baptist Church in Waco and has served as chairman of the Finance Committee multiple times. Todd is the President of the Board of World Hunger Relief, Inc. and Secretary/Treasurer of the Badger Ranch Homeowner’s Association. He also enjoys gardening, game playing, reading, and traveling. You can often see Todd in green and gold at Baylor games - “Sic ‘em Bears”.

Russell Livesay, a Waco native, graduated from Baylor University with BBA and Master's degrees in Accounting. He worked in Dallas with Arthur Andersen in its audit and business-consulting division from 1999 to 2002. He then returned to Waco, where he managed two businesses and served as the President of Med-Equip, a regional medical-equipment company, for two years before joining Disciplined Investors. As a shareholder with Disciplined Investors, Russell has earned his AIF designation and is committed to serving all clients as an independent Fiduciary and helping clients understand why having an advisor serve in a fiduciary capacity is paramount to their financial success. At Disciplined Investors, Russell serves two primary functions in helping individual wealth management clients navigate the current markets and prepare for retirement as well as help design and implement company 401(k) Plans.

When not in the office, Russell enjoys a variety of activities including spending time with his family at his children’s sporting events, playing outdoor sports, running Cameron Park trails and attending Baylor sporting events.

Russell served as a LEAD mentor working with Waco ISD high school students and has been active civically as a board member for the Greater Waco Chamber of Commerce. He also served as Board Chairman for the Waco ISD Education Foundation, which awards classroom grants to teachers within the district. Russell has been a board member for The Communities and Schools organization and Historic Waco Foundation. Currently he is active on the local Central Texas FCA Board of Directors and serves on the Board of Visitors for Hillcrest Campus - Baylor/Scott and White Foundation.

Before joining Disciplined Investors as an advisor in 2015, Sabrina served as the lead cost analyst for an oil and gas consulting company for six years. She received her BS from Tarleton State University, majoring in Mathematics. She is a Waco native and is active in the community. Sabrina serves on the McLennan Community College Foundation Board, is a member of Rotary Club of Waco, and a member of the Young Men's Service League, class of 2027. She is proud to be a graduate of the 32nd class of Leadership Waco and the 3rd class of Leadership Plenty. Her past service experience includes the Waco Family YMCA Board, Waco Symphony Council volunteer, and Greater Waco Chamber of Commerce Alliance member.

Outside of work you can find Sabrina keeping up with her daughter Julia, sons Jonathan and Timothy, and their many sports and extracurricular activities. Together they enjoy the outdoors, traveling, and being active in church. Sabrina frequently runs Woodway Park and Cameron Park trails and serves on the City of Woodway Parks and Recreation board.

Angelo Ochoa was born and raised in Waco, Texas. After receiving a BBA in Management from Tarleton State University he went to work for Central National Bank as a commercial vault teller. After being promoted to a personal banker position, Angelo enjoyed helping clients manage their financial affairs and meet their financial needs.

In the fall of 2010, coming from a large family of teachers, Angelo began teaching in the Academy of Business and Finance at A.J. Moore Academy in Waco which later moved to University High School. Along with his teaching responsibilities, he oversaw the school’s volunteer income tax assistance (VITA) program which allowed him to teach income tax accounting to his business and finance students. Since 2010, as IRS certified volunteer tax preparers, his students were able to complete over 10,000 hours of community service, e-filing over 25,000 tax returns, all at no cost to Central Texas families. These returns totaled over 40 million dollars in refunds to the Waco community. After being named University High School’s teacher of the year, he said goodbye to teaching in the summer of 2019 to join the team at Disciplined Investors.

When not in the office, Angelo can be found at Cottonwood Creek Golf Course, or enjoying time with family and friends around Waco. He still volunteers with Waco ISD as much as possible, where his wife Jamie and other family members teach. Along with Jamie, daughter Abby, and sons Garner, Henry, and James, he attends Calvary Baptist Church in Waco. He has served as chairman of Calvary’s Finance Committee, has served as a LEAD mentor working with Waco ISD high school students, is active with Cen-Tex Hispanic Chamber of Commerce and is a member of University High School’s Business Advisory Board.

Alleigh was born and raised in Waco, leaving only for a short time to attend college at Texas Tech University in West Texas. During her time at Texas Tech, she earned a B.S. in Personal Financial Planning from the top financial planning school in the nation. Prior to joining Disciplined Investors, Alleigh began her career at Community Bank & Trust as a Credit Analyst and was soon promoted to work in the CB&T; Trust Department as Trust Operations Accounting Specialist. Alleigh is proud to be a current member of the 40th class of Leadership Waco.

Outside of the office, Alleigh and her husband Jon are involved in the Waco Chapter of the Texas Tech Alumni Association. Together they spend lots of time with their dog Sadie, going on frequent walks in their China Spring neighborhood and occasional dog park trips. Alleigh also enjoys the company of her family and friends, often at country concerts or her favorite local restaurants.

Terra was born and raised in Waco. After nearly a decade away, she has returned to her beloved hometown. Before joining Disciplined Investors in 2023, Terra managed and serviced client accounts for Destination Marketing Organizations as far north and west as Anchorage, Alaska and as far east as Raleigh-Durham North Carolina. She received her BA from Baylor University, majoring in English. She is a devoted mother, self-proclaimed bookworm, a vinyl record collector, and low-impact fitness enthusiast. Terra is an active member of her church and community.

Outside of work, you can find Terra keeping up with her five-year-old, Jack, who has an affinity for dirt, rocks and all things related to trains and construction vehicles. Together they enjoy spending time with family and friends, and they are happily re-discovering Waco as they put their roots down in Central Texas.

Paris was born and raised in Waco, moving to Austin in 2020 to attend the University of Texas. She earned her bachelor’s degree in mathematics and graduated in the spring of 2023. Soon after graduation she spent six months traveling the world and returned eager to once again go back to school. Paris is currently pursuing a master’s degree in finance from the University of Oklahoma, where she will graduate in December of 2025. She joined the Disciplined Investors team in 2024 and is excited about her career in financial advising.

Outside of the office, Paris is an avid participant in her church, volunteers with the Waco chapter of the Special Olympics tennis team, and enjoys being active with her family and friends. In her spare time, Paris loves to travel, read, and cheer on the Longhorns during football season.

Reid was born and raised in Boerne, Texas, and relocated to Waco in 2021 to attend Baylor University. In 2025, he graduated with a BBA, earning a double major in Finance and Management. His academic background, paired with a growing interest in financial planning and investment strategy, opened the door for him to join Disciplined Investors shortly after graduation. 

Outside of the office, Reid is an active member of Highland Baptist Church, where he values community involvement and spiritual growth. In his free time, he enjoys spending time outdoors, especially hunting and fishing, exploring new destinations through travel, and staying active by training for upcoming half marathons.